Temporary Car Insurance for 1 day
Is one day temporary car insurance available? Yes indeed, and it is very easy to buy provided that you can fit in with the very reasonable conditions. You can buy it online which means that it is available to you at any time of day or night, setting up the policy takes only a matter of minutes, you can pay for it online by credit or debit card and once you have bought the policy you can have either instant cover for the next 24 hours, or you can book the policy to come into force at a different time or date within the next few weeks. Cover is comprehensive and you can even take the vehicle to countries within the EEC (where the level of cover drops to third-party only, but can be increased to comprehensive for a small extra premium) if you have the time! The vehicle could belong to the person who was to be insured, or could be borrowed from someone else; it could not however be a hired vehicle, or borrowed from a hire company.
Like every insurance policy it is not available to every driver, for every car, but most reasonable drivers with fairly modern vehicles should have no problems. If in any doubt, get a quotation anyway and if your car is not covered, or if you cannot be insured for some other reason, the system would let you know. It is impossible to be precise about the acceptance criteria for every insurer but as a rough guide the following conditions would probably apply;
Drivers over the age of 18 and under 75
A full licence to have been held for at least one year
No more than eight penalty points on the driving licence
No more than two false claims in any period of three years
No convictions or pending prosecutions for offences involving theft or dishonesty
Vehicles registered within the UK with a minimum value of about £1500, and a maximum of ?75,000
No personal imports, nor modifications since purchase
The vehicle can be used only for social, domestic, pleasure or the driver's business purposes but must not be used for carrying hazardous goods, or passengers for hire or reward. Dangerous areas must be avoided – this is a fairly common sense condition and includes sites where explosive or highly inflammable materials are kept, such as military bases or oil refineries.
This may appear a long list of exclusions but the vast majority of drivers should have no problem in complying with them.
This type of policy is extremely versatile, and can be purchased for as little as a day, or as much as 28 days at a time.
temporarycarinsurance.ws is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS, which is registered in England, company number 10104295.
Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We receive from them a commission of £10 per policy purchased; this will not affect the premium you pay for your policy in any way.