Buying temporarily car insurance if you are a New Zealander visiting these shores is quite possible provided that you have held a full New Zealand driving licence for the last year at least. The application form is short and easy to complete; when you are asked for a postcode please enter the code for the address where you are staying in the UK, not your New Zealand one. You will also need your passport and driving licence details.
Applicants should normally be over the age of 23 although this condition is not fixed, but depends upon other factors such as the type of car to be driven. A completely clean driving licence is not absolutely essential but it is better not to have too many accidents or convictions on record, and a poor criminal record within the last five years would probably lead to a refusal. If in doubt, try for a quote anyhow. If the system cannot accept you it will let you know soon enough.
The vehicle should be UK registered and be unmodified from the specification it had when it originally left the manufacturer, and it should be in good, safe running order with a current MOT certificate. No dangerous chemicals or other products can be carried in the car, which cannot be used for trade purposes beyond driving to and from meetings or places of work and any dangerous locations should be avoided. By this the insurers do not mean the backstreets of certain UK cities but places like oil refineries, chemical works, military airfields etc where inflammable or explosive goods are likely to be present.
To buy the policy all you do is go to the appropriate website, fill in a few details including your driving licence number and the registration details of the car that you wish to insure and all things being well you would receive a quotation. If this is acceptable to you then you can pay by credit card or debit card, upon which the policy can either begin immediately if you need it urgently, or you can book it to take effect at some time in the near future.
Documentation could not come to you more quickly; instead of waiting for the UK postal service to deliver a cover note to you, which usually takes anywhere between a day and 65 years, it arrives within seconds by e-mail straight to your computer so that you can print everything off yourself.
Please and well do our best to help!
temporarycarinsurance.ws is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS, which is registered in England, company number 10104295.
Prudent Plus Ltd are members of the British Insurance Brokers Association, John Stow House, 18 Bevis Marks, London EC3A 7JB; Membership number 007759
Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We May receive from them a commission for each policy purchased; this will not affect the premium you pay for your policy in any way.