f you're buying a car, whether from a dealer or a private individual, you will need to have it insured before you drive it away. If you don't, and have an accident, you could be in very serious trouble indeed both legally and financially, and if you got stopped by the police for any reason whatsoever you would find the penalties for driving without insurance to be extremely eye watering. And that is not to mention the fact that they could well confiscate your car – not an auspicious start at all.
So, you need drive away insurance. Fortunately, it is extremely easy to get, provided of course that you meet the usual requirements regarding your age and driving record – the vast majority of motorists would have no problem. All you need is your driving licence details and the registration number of the vehicle and you can go online and take out a policy for anything between a day and 28 days within a matter of a few minutes, paying for it by either credit or debit card, and you could choose for cover to commence immediately or at any time during the next 28 days. The cover would be comprehensive and you would receive your documentation immediately by e-mail, so you would be able to print out the vital insurance policy to show anyone who needed to see it.
One of the biggest advantages to having insurance in place before you go to a dealership is that the majority of them will insist upon you taking out insurance before you take the car away, particularly if you are paying for it under a credit agreement. The car dealer will of course make an appreciable commission on selling you the policy, which may or may not be the best one to suit your purposes. It would be far more to your advantage if you were able to legally drive the vehicle away and then sit down at your leisure in front of your computer, find a good price comparison site such as this one and choose the right policy, at the right price.
temporarycarinsurance.ws is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS, which is registered in England, company number 10104295.
Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We May receive from them a commission for each policy purchased; this will not affect the premium you pay for your policy in any way.